No surprise credit check

Get your retirement mortgage sorted in 4 hassle free steps

Instant quotes.

Answer a few simple questions & discover how much you could borrow or save in 60 seconds

Your perfect deal.

Our mortgage matcher learns more about you and finds your perfect deal

Expert advice.

Chat with a friendly member of the Retirement Mortgages team to confirm & finalise everything

Your mortgage sorted.

We submit your application and keep you updated until your mortgage completes

We know mortgages can be complicated

But they don’t have to be. We take all the confusion out of getting a mortgage. Whole of market comparison? Check. Personalised advice? You betcha. A personal application manager to do all the boring admin? You got it.

Learn more about mortgages

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First time buyer mortgages

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Frequently asked questions

Will I be credit checked?

Credit checks are an unavoidable part of applying for a mortgage, but we’ll never run a credit check on you without asking you for your permission first. We know it can be frustrating to find out you’ve been subjected to a surprise credit check. We make sure that never happens. When the time for credit checks comes, we’ll tell you if your lender’s credit search will show up on your credit file and then ask you if you’re happy to go ahead or not.

What does Retirement Mortgages do with my data?

It’s all explained in our privacy policy, but basically: we won’t spam you and we won’t pass on your data to other companies so that they can spam you. We hate that.

How does Retirement Mortgages make money?

If you get a mortgage using Retirement Mortgages, the lender you use has to pay us a fee. These fees never affect our advice. Our reputation and livelihood depend on us always giving our customers the best possible advice.

Retirement Mortgages is rated Excellent on Trustpilot

Simple and easy experience, keep you well informed about the progress of your application. Explain everything in easy terms and guide you all the way.

Janet, Glasgow

mojo trustpilot

“Best deal”

Amazing service from start to finish. Everything was clearly explained and I’m confident I got the best deal for me and my family.

David, Manchester

mojo trustpilot

“Communication has been great”

Communication has been great. No more than a couple of days between updates so I have know exactly what to expect from the process.

Anna, London

mojo trustpilot

“First class”

I was a bit nervous about using an online service, but I really had nothing to worry about, the service we received from start to finish was first class. I will be recommending to others without a doubt.

Stuart, Cardiff

mojo trustpilot